Eastern States - Free Credit Reports September 1st 2005
Why the East was last and they couldn't roll it out 100% beats me; but on September 1st 2005, this site, provided by the major credit agencies will provide a free "Annual" credit reports.
Basically, they just automating what by law (in NJ at least) they must provide.
https://www.annualcreditreport.com/cra/index.jsp